Most people have been bounced between a call centre, a lender portal and a follow-up email that never comes. Here is how it actually runs when you deal with me.
You call 0400 710 877 or email [email protected]. I want the asset, the price, whether it is new or used, how long you have been trading, and what repayment you can live with. Ten minutes, not a 14-page form before we have spoken.
I match that story to the lenders who actually write it. A late-model ute for an established tradie is a different file to a private-sale excavator for a two-year-old civil business. Sending everything to one bank is how files die.
Clean standard deals often come back in one to three business days. Messier files take longer because the right specialist needs the right documents. I will tell you which camp you are in on day one – not after two weeks of silence.
Invoice, PPSR, insurance, conditions. I stay on it. You should not have to chase three people to find out if the supplier has been paid.
A junior who disappears after the lead form. A product-push because one lender pays more. A “we will see what we can do” with no plan. If I cannot help, I will say so quickly.
That process is the service. The 40+ lenders are the toolkit. You get both.
Want the file looked at properly? Call Tom Rockliff on 0400 710 877 or email [email protected]. Rockliff Finance – Brisbane-based, 40+ lenders, and we do not drop a deal because it is not easy.